The Best Gold IRA Companies
You'll find this page to be an essential resource for Precious Metal investing. We've conducted extensive research on the market to help you identify the Top Gold IRA and Precious Metals companies to invest with. Along with our expert recommendations we provide useful tips and advice to help you get the most out of your investment.
Rolling Over To a Gold or Silver IRA
Whether you’re worried about the economy, devaluation of the dollar, or China and India buying Gold, you are not alone. Many clients who call precious metal companies are rightly concerned about their assets and wish to diversify for more profit or greater security in an uncertain economic climate.
Deciding to rollover your IRA or 401k to a Gold or Silver IRA isn’t a hard decision for most people. So what ultimately holds people back? It’s simple, not all companies are created equal and finding the right companies to work with can be confusing and time consuming.
Our Top Tips
The Top 3 Questions You Should Be Asking Gold IRA Companies
What are the IRA Setup Fees and Storage Fees?
Although, not all IRA companies charge additional storage fees, some will charge for the first year along with other admin fees. Most of the Gold IRA companies in the industry have a scaling administration fee schedule which can cost clients more as the account value increases.
Be cautious, ask about exact storage fees, they may tell you it’s a flat fee but as your account grows or you add additional funds to it, you might go over the flat fee storage limit which could cost you thousands of dollars over the course of your storage duration. If you want to avoid this we recommend a flat storage fee company we recommend below. On top of their flat fee they also pay the administration fee for your first year with them.
What Type Of Precious Metals should I buy? – (Bullion Vs. Coins)
Make sure you buy the right kind of precious metals (gold, silver, platinum) that are acceptable for IRAs and choose the custodian that can offer the best secure storage facilities to protect your assets. Obviously, this is a tough choice and there are pros and cons for Gold Bullion vs. Gold Coins (rare/collectibles).
Watch out for any Gold IRA companies pushing for one type of metal. It varies from company to company but if your account rep is pressuring you, or trying to bait and switch to sell you particular coins, they probably make higher profit margins on them, so they are not looking out for your best interest. Remember, be cautious! There are a lot of bad reviews out there from people who felt they were being scammed in this way. We can’t emphasise it enough, do your homework, read expert and non expert reviews, on this site, on the BBB report, the complaints board, trustlink, and various other credible review & rating sites.
Do they have a Buyback Program?
Does the company offer a Gold or Silver coin buy back program? What happens when you want to unload your precious metals? Will you get fair value in return? Make sure you are comfortable dealing with a Gold IRA company when you are buying as well as when you are ready to liquidate your assets. Trust your gut instinct and go with the company who has your best interest and is not just looking to turn a profit from your sale.
Drawbacks and Decisions
Choosing the wrong company can cost you additional fees in the long run and can create a headache through their time consuming process. Most companies in the precious metals business take over 30 days to deliver and as long as 90 days in some cases. When rolling over to a Gold IRA account, always consult a professional to help you rollover the funds and help you with any tax issues in the future.(This isn’t a question, and since the advice here is already written elsewhere in the article I’ve removed it)
So, What Company do our Experts Recommend?
Great Customer Service:
Regal Assets will walk you through and answer all of your questions. They will go over the different options you have and not once will they pressure you with sales or try to maneuver you in a direction that doesn’t benefit you. Their top priority is the customer. They will also take the time to educate you on precious metals investing since this is YOUR retirement money. When you call, you will be directed to one accountant representative who will communicate with you through phone and email, they will answer all your questions as well as providing useful advice.
The Best Storage and Fee Structure:
They use Brinks, and all storage is segregated. Regal also has a flat fee of $150.00 per year vs. competitors charging $225/year. Most companies don’t even offer a segregated storage option! Some companies offer commingled storage for precious metal retirement accounts and some cost more than segregated storage with Regal Assets.
Flat Administration Fees (While Competitors Charge Scaling Fee):
Regal Assets’ administration fees for the year on all retirement accounts are a flat $100.00.
They Will Pay All First Year Dues For Client’s Retirement Accounts:
Which include the setup fees, administration fees, storage fees and delivery of metals. This is a savings of over $500.00 which most of Regal’s competitors make the client pay.
Fast Shipping Processes (One of the fastest in the industry):
Guaranteed precious metals delivery in the client’s hands within 7 business days. If they miss the deadline for shipping metals – they will give you a free 1 oz. Silver American Eagle free of charge.
Fastest Processing Time:
One of the only precious metal firms that does everything electronically. Which means that the client does not have to hand sign documents when it comes to transferring requested funds from a custodian. This is typically completed within 48 business hours.
Still have questions? Let Regal Assets give you clarity and earn your trust.
Official Website: http://www.RegalAssets.com
Regal Assets has an A+ rating with the BBB, this means they’ve proven themselves to be trustworthy and have responsible business practices. Exactly what you want in a company you’re investing money with. With Regal Assets you are guaranteed fast, efficient access to any gold you decide to order with a 7-day delivery guarantee as well.
Regal Assets is ranked as No. 20 in United States for financial services as Inc. Magazine unveils 32nd annual 500 list.
Top 3 Complaints via Rating Websites
- People feel like they are“taken” by fast talking sales representatives who are looking for one thing – their commission from your transaction!
- Aggressive sales tactics. Calling and pestering clients to make decisions as soon as possible. Although we all understand that account representatives are hustling to earn your commission but they should never rush you before you’re ready. Most clients with an average $30k – $250k are investing their ENTIRE life savings and they want answers and peace of mind before moving forward. This is why we recommend Regal Assets company to hold your hand through the investing process. Their reputation is outstanding – all written from real client experiences.
- Account representatives recommending precious metals that have a bigger profit margin for the company but don’t benefit their clients. These complaints come from customers who feel they are not given the best advice for them. This is why it’s crucial for you to go with an honest company. Ask yourself, when you are ready to sell your gold or silver back to the company, will they treat you the same or do they even have a buy back program?
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YOUR INVESTMENT WILL FEED 10 CHILDREN FOR A YEAR!
If you decide to invest in Gold through Regal Assets, you'll be very happy to know that our non-profit partner, Food for Life Global will guarantee that 10 children will be provided a healthy lunch for an entire school year!